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The Michael Jackson estate is tired of waiting for Lloyd's of London to pay out on the $17.5 million "This Is it" insurance policy -- so they're going after Lloyd's in court ... demanding they pay up, stat.

Lloyd's of London originally issued the policy to cover potential losses for MJ's 2009 "This Is It" concerts -- but earlier this year, the company asked an L.A. court to declare the policy null and void ... claiming MJ lied about his medical history and drug addiction.

Lloyd's insists the policy "was restricted to losses resulting from accident only" -- pointing out Michael's official cause of death was "homicide."

But the estate is now on the offensive -- filing a cross-complaint, claiming MJ never intended to die, whether سے طرف کی homicide یا not, so his death still qualifies as an accident.

But the estate isn't just settling for the original $17.5 million -- they also want punitive damages. FYI, suing for punitive damages often scares the crap out of insurance companies.

On the two-year anniversary of the death of Michael Jackson ... gunshots were fired just a few houses away from where شائقین were getting set to tour the ہوم MJ lived in during his stint in Las Vegas -- and law enforcement sources tell us ... it was a dog that caught a bullet.


According to a witness on scene, the shots were fired approximately 3-4 houses away from the where the MJ tour was going down.

There were already cops in the area for the a minor disturbance at the Jackson event (see تصویر above, taken before shots were fired) and we're told they rushed over to where the shots came from.

Law enforcement sources tell us ... an officer was attacked سے طرف کی a dog, and had to shoot it to get it to stop. No word yet on the condition of the dog.

Today is the two-year anniversary of Michael Jackson's death -- and the saga has played out like a soap opera about betrayal, jealousy, love, greed and redemption.


When TMZ broke the news, it triggered a flood of stories about Jackson's struggles with drugs, the doctors who enabled him, the mystery surrounding his death, a little known drug called propofol, a family war against Michael's estate, a full court press to erase Michael's debt, and a posthumous marketing campaign to rival Elvis.

Take a look at TMZ's timeline from the moment we found something was terribly wrong with Michael.

Sources directly connected to Dr. Conrad Murray tell TMZ ... the Doc will not accept any plea bargain from the L.A. County District Attorney in the Michael Jackson manslaughter case.



We're told Dr. Murray feels so strongly about his innocence, even a plea with no jail time would be out of the question.

Fact is ... Dr. Murray shouldn't hold his breath, because no plea bargain has been offered and sources tell us the D.A. will not offer one.

As for Murray's defense ... we're told the centerpiece revolves around the fact that only two people were in the room around the time MJ died, and Murray insists he did not administer the fatal dose of Propofol.

The operating theory of Murray's lawyers -- when the Doc left to go to the bathroom, a frustrated MJ woke up and administered the fatal dose himself in a desperate attempt to get some sleep.

With the two-year anniversary of Michael Jackson's death approaching -- one helicopter company is giving شائقین the chance to pay their respects ... سے طرف کی raining flowers down around Neverland ... mid-flight.



The 30-minute Channel Island Helicopter flights are set to take off June 24th and 25th -- exactly two years since Jackson died after a Propofol-induced cardiac arrest.

During the flight, passengers are encouraged to honor the late entertainer سے طرف کی chucking his پسندیدہ پھول -- a red rose -- out of the helicopter mid-flight ... over nearby Zaca Peak.

A rep for the helicopter company tell us -- شائقین are super excited for the aerial tour ... saying they feel it will bring them "closer to heaven" ... and closer to Michael.