1. If they want to loan آپ money, tell them آپ just filed for bankruptcy and آپ could sure use some money.
2. If they start out with, "How are آپ today?" say, "Why do آپ want to know?" Alternately, آپ can tell them, "I'm so glad آپ asked, because no one these days seems to care, and I have all these problems; my sciatica is acting up, my eyelashes are sore, my dog just died..." When they try to get to the sell, just keep talking about your "problems."
3. If they say they're Joe Doe from the XYZ Company, ask them to spell their name. Then ask them to spell the company name. Then ask them...
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